Posts with tag 'Buying a house'

Central Virginia is still buying and selling in Spring 2020! April brought us over 4000 transactions – and May is going strong! 

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Home design trends are fun to stay updated on, which is why there are so many TV shows dedicated to highlighting them! But seeing a trend take shape on a home renovation show is different from considering it as a prospective homeowner. Open floor plans have cycled in and out of fashion for quite a long time, and according to The Spruce, the most recent trend started in the 1990s. If you're considering homes built after 1950, you'll probably see a few open floor plans among the

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We are very proud to announce that Napier ERA has achieved Platinum Status in the Cartus Broker Network for 2019!

Cartus is the industry leader in corporate relocation services. We have been working with the Cartus Broker Network for many years and are proud to have the Platinum status for 11 years in a row. 

Napier ERA Realtors congratulates and thanks the Relocation Team and our agents for their outstanding service to our Cartus clients! 

Our REALTORS® know getting a mortgage on the best terms is something all buyers think about. That's especially true of first-time buyers! When you're exploring the best Richmond homes for sale, sound financing means peace of mind.

Luckily, the mortgage process is a lot easier than it seems at first!

The more you know, the simpler it is to get a mortgage loan you can be happy with. We'd like to address one of the most common questions about home financing our team gets: The difference between pre-qualifying for a loan versus receiving pre-approval.

Pre-Qualification and Pre-Approval: What's the Difference?

When it comes to getting a great home loan, starting sooner makes life easier.

Prequalification and preapproval are steps you take to smooth the path to your final loan package. You can think of one of them as the trial run, while the other is the "real deal."

Pre-qualifying can happen in a matter of minutes the first time you talk to your lender. You discuss your finances and get a ballpark estimate for what loan amount you can expect. It's not necessary to document your income, and you're not committing.

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For first-time buyers, furnishing a new home is equal parts fun and intimidating. Give a gift this holiday season that will help warm up a new home.

Get holiday gift inspiration from this baker's dozen list of holiday gifts for first-time homebuyers compiled by our REALTORS®.

1. Throw Blankets and Pillows
   You can never have too many throw blankets and pillows. Create a new look in five minutes just by changing them out based on season, theme, or mood. Throw blankets and pillows also create a cozy, comfortable ambiance.
   
   
2. Pizza Baking Stone
   A pizza baking stone lets first-time homebuyers maintain the regular pizza night schedule without denting the budget. Great for baking homemade bread as well.
   
   
3. Meal Delivery Service
   When the pressures of work and home get to be too much, cooking is the last thing on your mind. Make it more comfortable with a gift card for Blue Apron, HelloFresh, or another convenient meal delivery service. For those stressful days, go with a gift card for a restaurant delivery service like DoorDash or Uber Eats.
   
   
4. Instant Coffee Maker
   Today's K-cup coffee makers deliver a fresh cup of java instantly with no guesswork. Include a K-cup sampler of different brands and flavors so they can expand their coffee horizons.

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