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Julie Smart Koob
REALTOR®, GRI
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14403 Shelter Cove Road , Midlothian, VA 23112

$880,000
  • 14403 Shelter Cove Road , Midlothian, VA 23112 Main Photo
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Julie Smart Koob
Call: (804) 836-6874

New to the Market Active
BEDS4 BATHS2 full 1 partial SQUARE FEET2,830 MLS#2602180
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONShelter Cove

Property Description

Welcome HOME to Shelter Cove! This 4 bedroom, 2.5 bath lakefront home delivers peaceful reservoir views paired with an incredible community lifestyle on the Swift Creek Reservoir. Surrounded by mature trees, the setting feels private and serene from the moment you arrive. Inside, hardwood flooring and expansive picture windows across the rear of the home draw your eyes straight to the water, filling the space with natural light and creating a seamless connection to the outdoors. The main living areas are filled with natural light and perfectly positioned to take advantage of the views, making everyday living feel special. Out back, the elevated Trex deck provides an exceptional space for relaxing or hosting while overlooking the lake. The deck is enhanced with post lighting and a dual natural gas line, creating an ideal setup for outdoor enjoyment. The backyard gently slopes toward the shoreline, offering direct lake access and the kind of waterfront experience that is increasingly hard to find. Major exterior improvements were completed in 2022, including customized casement windows along the back of the home, three additional side windows, Andersen rear doors, Trex decking, and gutter guards. Indoor updates include fresh indoor paint 2025, dishwasher 2024, gutter guard helmets 2023, Trex deck 2023, vapor barrier in crawl space 2025. The property also features an irrigation system with a dedicated irrigation meter separate from the home's water meter. Additional features include an insulated garage with built-in shelving, a workbench, and peg board, offering practical and organized workspace. Located in the sought-after Woodlake community, residents enjoy indoor and outdoor pools, miles of trails, tennis and pickleball courts, basketball courts, playgrounds, reservoir access, fitness classes, and year-round community events - all conveniently located near shopping, dining, and major commuter routes. Schedule your showing today! Photos have been virtually staged.

Property Features

Property Type: Residential - Single Family
Basement: Crawl Space
Cooling: Electric, Heat Pump
Fireplaces: 1
Garage: 2 car attached
Heating: Electric, Heat Pump
Home Style: Two Story
Lot Size: 0.24 Acres
Roof Type: Composition
Stories: 2.0
Taxes: $5,458
Year Built: 1998

Feature Descriptions

Appliances: Double Oven, Dryer, Dishwasher, Gas Water Heater, Microwave, Refrigerator, Washer
Body of Water: Swift Creek Reservoir
Exterior: Frame, Vinyl Siding
Exterior: Deck, Paved Driveway
Fireplace: Gas
Floor Features: Wood
Formal Dining: Yes
HOA Fee: 120/ Monthly
Interior: Breakfast Area, Bay Window, Dining Area, Separate/Formal Dining Room, Double Vanity, Fireplace, Garden Tub/Roman Tub, High Ceilings, Jetted Tub, Bath in Primary Bedroom, Pantry, Solid Surface Counters, Walk-In Closet(s)
Parcel#: 722-67-43-68-800-000
Parking: Attached, Driveway, Garage, Garage Door Opener, Paved
Patio/Porch: Stoop, Deck
Sewer: Public Sewer
Special View Info: Water
Water: Public
Water Features: Lake, Lake Front, Waterfront

Room Sizes

Living Room: 16.0 x 15.2 Level - First
Additional Room: 19.11 x 8.10 Level - Second
Office: 15.4 x 8.4 Level - First
Bedroom 4: 12.2 x 12.4 Level - Second
Bedroom 3: 12.8 x 13.1 Level - Second
Bedroom 2: 14.0 x 10.9 Level - Second
Primary Bedroom: 19.11 x 16.9 Level - Second
Dining Room: 10.4 x 16.2 Level - First
Family Room: 19.9 x 16.11 Level - First
Kitchen: 16.10 x 15.10 Level - First

Local Schools

High School: Cosby
Middle School: Tomahawk Creek
Elementary School: Clover Hill

Listed By / Shown By

Listed By

Agency Name: Real Broker LLC
Agency Contact: membership@therealbrokerage.com

Shown By

Agent Name: Julie Smart Koob
Agent Phone: (804) 836-6874
Agency Title: Napier Realtors ERA

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Estimated Payment

$ 2,670.00 per month $1,958.50 Principal & Interest $454.83 Property Tax $256.67 Homeowner's Insurance

Change Payment Information

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years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
Movement Mortgage
Listed By: Real Broker LLC

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/12/2026. The listing information on this page last changed on 03/12/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 03/12/2026 4:55:43 PM EST) or CAAR MLS (last updated Thu 03/12/2026 6:37:16 AM EST) or CVRMLS (last updated Thu 03/12/2026 4:54:13 PM EST) or Williamsburg MLS (last updated Thu 03/12/2026 2:55:03 PM EST) or NNAR MLS (last updated Thu 03/12/2026 4:27:20 PM EST) or Chesapeake Bay & Rivers (last updated Thu 03/12/2026 4:50:33 PM EST). Real estate listings held by brokerage firms other than Napier Realtors ERA may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.



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These real estate listings were derived from the Central Virginia Regional Multiple Listing Service, LLC, of which this brokerage is an independently owned Participant. The information contained in these listings is deemed reliable but is not guaranteed. All MLS listings are © 2026 Central Virginia Regional Multiple Listing Service,LLC. All rights reserved. No one may copy and/or repost these MLS listings, or any portion thereof, without the written permission of an authorized officer of the Central Virginia Regional Multiple Listing Service, LLC. These listings are refreshed within a minimum of every seven calendar days. Thus, listings may appear here for properties no longer on the market. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties for purchasing or leasing.



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