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Julie Smart Koob
REALTOR®, GRI
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432 Gardys Lane, Callao, VA 22435

$209,000
  • 432 Gardys Lane, Callao, VA 22435 Main Photo

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Julie Smart Koob
Call: (804) 836-6874

Pending
BEDS2 BATHS1 full SQUARE FEET960 MLS#2601496
STATUSPending PROPERTY TYPEResidential - Single Family

Property Description

Welcome to this cute and cozy 2-bedroom, 1-bath home offering 960 square feet of living space in the heart of Callao. Recently updated and featuring hardwood floors throughout, this home is both stylish and low-maintenance. The charming kitchen opens flows into the dining and spacious living area, creating a functional and comfortable layout. The covered front porch, along with a flat backyard and deck, provides the perfect setting for relaxing evenings or entertaining friends and family. Additionally, this home offers an extra room which could be utilized an office or flex space Conveniently located near Coles Point Marina, the Rappahannock River, and Callao Waterfront Park, you'll enjoy easy access to boating, fishing, kayaking, and waterfront dining. A short drive takes you to nearby Reedville, Warsaw, and Heathsville, offering charming shops, restaurants, farmers markets, and seasonal events throughout Virginia's Northern Neck. Whether you're searching for a starter home, weekend retreat, primary residence, or investment opportunity, this home offers a simplistic lifestyle in a welcoming small-town setting. Your Northern Neck getaway awaits

Property Features

Property Type: Residential - Single Family
Cooling: Central Air, Electric
Heating: Electric, Heat Pump
Home Style: Ranch
Lot Size: 0.66 Acres
Roof Type: Shingle
Stories: 1.0
Taxes: $466
Year Built: 1986

Feature Descriptions

Appliances: Electric Water Heater
Days on Site: 8
Exterior: Block, Vinyl Siding
Parcel#: 7-0-1-0-60-A
Patio/Porch: Deck, Front Porch
Sewer: Septic Tank
Water: Well

Local Schools

High School: Northumberland
Middle School: Northumberland
Elementary School: Northumberland

Listed By / Shown By

Listed By

Agency Name: King George Realty

Shown By

Agent Name: Julie Smart Koob
Agent Phone: (804) 836-6874
Agency Title: Napier Realtors ERA

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Estimate Your Payment

Estimated Payment

$ 564.94 per month $465.14 Principal & Interest $38.83 Property Tax $60.96 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
Movement Mortgage
Listed By: King George Realty

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/12/2026. The listing information on this page last changed on 03/12/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 03/12/2026 4:55:43 PM EST) or CAAR MLS (last updated Thu 03/12/2026 6:37:16 AM EST) or CVRMLS (last updated Thu 03/12/2026 4:54:13 PM EST) or Williamsburg MLS (last updated Thu 03/12/2026 2:55:03 PM EST) or NNAR MLS (last updated Thu 03/12/2026 4:27:20 PM EST) or Chesapeake Bay & Rivers (last updated Thu 03/12/2026 4:50:33 PM EST). Real estate listings held by brokerage firms other than Napier Realtors ERA may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.



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