Sign up to get new listings emailed daily! JOIN SIGN IN
Julie Smart Koob
REALTOR®, GRI
Facebook Icon X Icon LinkedIn Icon 

76 Otter Drive, Lancaster, VA 22503

$797,900
  • 76 Otter Drive, Lancaster, VA 22503 Main Photo

50 Total Photos [Click to View All]

Julie Smart Koob
Call: (804) 836-6874

Pending
BEDS4 BATHS3 full SQUARE FEET1,925 MLS#2601344
STATUSPending PROPERTY TYPEResidential - Single Family SUBDIVISIONWhite House Creek Estates

Property Description

Stunning, Fully Renovated Waterfront Retreat in Whitehouse Creek Estates Escape to unmatched privacy at this newly renovated waterfront home in the secluded Whitehouse Creek Estates of Lancaster, VA. Tucked a mile down a beautiful tree-lined gravel road, this residence offers tranquility, protected views, and effortless access to the Corrotoman River. Perched on Millenbeck Prong, the home now enjoys wide water views thanks to thoughtful clearing of trees and brush. Across the water lies protected land, ensuring lasting serenity. For boaters and anglers, the location is exceptional. From there, enjoy easy access to prime fishing spots, waterfront restaurants, and marinas. Inside, the 4-bedroom, 3-full-bath home blends comfort, craftsmanship, and modern updates. The open kitchen features Bosch appliances, leather-finished Milky Way granite, custom cabinetry, a breakfast bar, and an adjacent living area with fireplace. A large family room with a bar area and under-counter wine and beverage fridge makes hosting effortless. Enjoy the outdoors year-round on the newly screened porch and expanded deck. A detached 2-car garage with power, plus a powered shed, provide ample storage for equipment, tools, and water toys. Sought after River Home desires convey including, 23' Carolina Skiff boat, Kubota tractor, Riding mower, tools in garage, fishing gear, golf cart, tractor, beds and more! Major 2025 Renovations & Upgrades Include: ? New septic system ? Encapsulated crawl space ? Insulation ? Interior & exterior cement parging ? Updated plumbing & electrical ? Fully renovated bathrooms with zero-entry tiled showers ? New flooring, paint & trim ? Solid wood interior/exterior doors ? Custom window treatments ? Bosch kitchen appliances & septic-safe disposal ? HVAC with new ductwork & variable-speed fan ? Tankless Rinnai water heater ? 200-gal propane tank (owned & filled) ? New roofs (home, garage, shed)

Property Features

Property Type: Residential - Single Family
Cooling: Heat Pump
Garage: 2
Heating: Heat Pump, Propane
Home Style: Cape Cod
Lot Size: 0.66 Acres
Roof Type: Shingle
Stories: 1.0
Taxes: $2,239
Year Built: 1968

Feature Descriptions

Appliances: Oven, Tankless Water Heater
Body of Water: Millenbeck Prong feeds into the Corrotoman
Days on Site: 51
Exterior: Block, Concrete, Vinyl Siding
Exterior: Boat Lift, Deck, Dock, Porch, Unpaved Driveway
Floor Features: Wood
HOA Fee: 300/ Annually
Interior: Bedroom on Main Level, Main Level Primary
Lot: Landscaped, Waterfront
Parcel#: 31D-1-15
Parking: Driveway, Detached, Garage, Unpaved
Patio/Porch: Deck, Porch
Pets Allowed: Yes
Sewer: Septic Tank
Water: Community/Coop, Shared Well
Water Features: River Access, Boat Ramp/Lift Access, Waterfront

Local Schools

High School: Lancaster
Middle School: Lancaster
Elementary School: Lancaster

Listed By / Shown By

Listed By

Agency Name: Samson Properties
Agency Contact: dsamson@samsonproperties.net

Shown By

Agent Name: Julie Smart Koob
Agent Phone: (804) 836-6874
Agency Title: Napier Realtors ERA

IDX logo

Estimate Your Payment

Estimated Payment

$ 2,195.08 per month $1,775.78 Principal & Interest $186.58 Property Tax $232.72 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
Movement Mortgage
Listed By: Samson Properties

IDX logo
Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/12/2026. The listing information on this page last changed on 03/12/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 03/12/2026 10:22:50 AM EST) or CAAR MLS (last updated Thu 03/12/2026 6:37:16 AM EST) or CVRMLS (last updated Thu 03/12/2026 10:19:01 AM EST) or Williamsburg MLS (last updated Thu 03/12/2026 6:55:02 AM EST) or NNAR MLS (last updated Thu 03/12/2026 9:26:54 AM EST) or Chesapeake Bay & Rivers (last updated Thu 03/12/2026 8:50:57 AM EST). Real estate listings held by brokerage firms other than Napier Realtors ERA may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.



CVRMLS Logo


These real estate listings were derived from the Central Virginia Regional Multiple Listing Service, LLC, of which this brokerage is an independently owned Participant. The information contained in these listings is deemed reliable but is not guaranteed. All MLS listings are © 2026 Central Virginia Regional Multiple Listing Service,LLC. All rights reserved. No one may copy and/or repost these MLS listings, or any portion thereof, without the written permission of an authorized officer of the Central Virginia Regional Multiple Listing Service, LLC. These listings are refreshed within a minimum of every seven calendar days. Thus, listings may appear here for properties no longer on the market. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties for purchasing or leasing.



© 2022 Napier Old Colony Realtors Inc, dba Napier Realtors ERA. All rights reserved.


Privacy Policy / DMCA Notice / ADA Accessibility

Agency License Information: A licensed real estate firm in the state of Virginia.


Login to My Homefinder

Pixel